Car Loan

Mode of car

Acceptable for all cars

Maximum Loan Amount

Up to USD$50,000.00

Loan to Value Ratio

55% of the purchased car


Third Party Guarantors and/or "not"

Interest Rate

14% per annum (negotiable)

Loan Processing Fee

1% of the loan amount to be deducted at the time of disbursement of loan

Lawyer's Fee


Registration Fee

Ministry of Transportation & Car Number, Borne by Customer

Loan Term

Up to 60 months (5 years)

Early / Advanced Loan Repayment (Full & Partial)

Waived (No penalty)

Borrower's Main Eligibility Requirements
  • Being the majors (Age 20 – 50 years old)
  • Having good history, reputation and attitude
  • Permanent resident of the city or province
  • Stable employment or self employment
  • Regular and adequate income
  • Debt Service Ratio ≥ 1.5 times
  • Collateral
Required Documents
  • Application Form
  • Copy of National ID of applicant
  • Copy of Family Book and/or Residence Book of applicant (and Guarantor)
  • Copy of Car Driving License
  • Copy of Employment contract and Original reference from the employer, stamped and signed by the authorized person
  • Salary certificate for the last 6 months stamped and signed by the authorized person
  • One of the below mentioned documents certifying permanent residence
  • Copy of Land/Property Title Deed of current residence owned by applicant or by Guarantor if the loan is guaranteed by third party
  • Copy of letter from Sangkat certifying the current residence
  • Bank Statement (for the last 6 months), if any
  • Hard/Soft title property (if the facility is secured by real estate collateral)
Insurance Requirements

Annual car insurance required insured for the value of purchased car with insurance company approved by the Bank (Forte Insurance (Cambodia) Plc, Infinity Insurance Co., Ltd or Campubank Lonpac Insurance Plc) duly insured with Banker’s clause in favor of Chief Bank.

The policy has to be submitted to bank prior to disbursement of loan.

If the car is already insured, the applicant has to provide original copy of previous insurance policy of the car to claim for discount in insurance premium.

Insurance Payment

Lump sum payment of insurance premium before the loan disbursement.

Insurance Coverage

Full Coverage (Insurance premium – to be advised by insurance company)

This policy insures your car against the risk of accidental damage, collision, fire, theft and liability to third parties for bodily injury and/or property damage.

Terms and Conditions

  • Terms & Conditions Applied
  • The bank reserves the right to change the above information without prior notice.

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