Borrower must:

• Be aged 18 to 60 years’ old
• Must not be involved in the illegal or harmful business or business prohibited for lending as per bank’s policy
• Must be in working career for at least 3 months, in case of employment
• Debt Servicing Ration (DSR) at least 1.2 times
• Be Cambodia permanent resident, with valid national ID card (3rd generation or above)
• Saving Account with Chief Bank is required

Borrower must prepare the following documents:

• Valid national ID card (3rd generation or above)
• Family book
• Residential book
• Certification of current residential address certified by local authority, if possible
• Latest work proof (e.g. staff card, employment contract, business license, or even a photo of workplace), if applicable
• Income proof within 3 months (e.g. pay slip, invoices, bank statement), if applicable